BloomingBudgets- Credit Card Dispute Template

**Refund Policy for Credit Card Dispute Template**

**1. Voluntary Payment Structure**
Our **Credit Card Dispute Template** is offered as a "pay-what-you-want" resource. While you have the option to support us with a voluntary payment, please note that this product is marketed as a **free resource**. Payments made are considered **donations of support** rather than a traditional product purchase.

**2. Refund Eligibility**
Since this template is delivered as a digital file that is accessible immediately after payment, refunds are generally **not provided**. This policy is in place because digital products cannot be "returned" in the same way as physical goods.

**3. Exceptions to the Policy**
We understand that mistakes happen. If you accidentally made a payment you didn’t intend, please contact us at **Bloomingbudgetsblog@gmail.com** within **7 days** of your payment. We will review refund requests on a case-by-case basis and strive to ensure a fair resolution.

**4. How to Request a Refund**
To request a refund, email **Bloomingbudgetsblog@gmail.com** with the following details:
- **Your Name**
- **Email Address Used for Purchase**
- **Date of Payment**
- **Reason for Refund Request**

We aim to respond to all refund inquiries within **3 business days**. Please be aware that approval of a refund request is at our discretion and based on the circumstances provided.

Thank you for your Support!